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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 21TRADE PRACTICES
SUBCHAPTER MMWELLNESS PROGRAMS
RULE §21.4706Wellness Programs With Participation as Sole Basis for Reward Eligibility

(a) A wellness program which contains no condition for obtaining a reward that is premised on an individual satisfying a standard that is associated with a health status related factor does not violate this subchapter so long as participation in the program is made available to all individuals eligible for coverage under the plan.

(b) Wellness programs meeting the description of this section would include the following program types:

  (1) a program that reimburses all or part of the cost for membership in a fitness center;

  (2) a diagnostic testing program that provides a reward for participation and does not base any part of the reward on testing outcomes;

  (3) a program that encourages preventive care through the waiver of the copayment or deductible requirement under a group health plan or individual policy for the costs of a particular preventive care item or items;

  (4) a program that reimburses covered individuals for the costs of smoking cessation programs without regard to whether the individual quits smoking; or

  (5) a program that provides a reward to covered individuals for attending a monthly health education seminar.


Source Note: The provisions of this §21.4706 adopted to be effective March 31, 2009, 34 TexReg 2135

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