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RULE §21.196Qualifications for Loans

(a) Loans to teachers. The commissioner may authorize loans to teachers, provided such applicant:

  (1) is regularly employed as a teacher by a public school in Texas;

  (2) is enrolled in a course required by rule of the State Board of Education as a qualification for a certificate or an endorsement to teach a primary or secondary grade subject for which the State Board of Education has officially recognized there to be a teacher shortage; and

  (3) has received a favorable evaluation of credit reports by the board.

(b) Loans to students. The commissioner may authorize loans to qualified students provided such applicant:

  (1) is a Texas resident as defined in regulations adopted by the board;

  (2) is enrolled for at least one-half of a full course load as a junior, senior, or graduate student in an approved teacher education program leading to certification as a classroom teacher or to a master's degree in a field for which the person is seeking teacher certification or already holds teacher certification;

  (3) has a grade point average equal to at least 3.0 on a 4.0 scale in courses taken while enrolled at least half time at an institution of higher education and completed before the semester in which the loan is awarded;

  (4) enters into an agreement with the board to maintain a grade point average of at least 3.0 on a 4.0 scale in courses taken after receiving a teacher education loan, to become certified as a classroom teacher, and to teach in an elementary or secondary school in Texas or to repay the teacher education loan on terms adopted by the board;

  (5) has not defaulted on other student loans; and

  (6) meets other requirements the board may set.

(c) General criteria. The commissioner may authorize loans to students or teachers, provided such applicant:

  (1) has been counseled by the Teacher Education Loan Program officer regarding obligations and responsibilities to the loan program;

  (2) has provided the board the names and addresses of three references, one of which may be a credit reference--a credit reference must be provided by qualified teachers; other references must have known the applicant at least two years and may not be relatives or students;

  (3) has provided the board with the name and address of the person who will cosign the borrower's promissory note;

  (4) has not received a teacher education loan for more than four regular or summer semesters;

  (5) has provided evidence of knowledge of the institution's accreditation status as a condition to receiving the loan if the institution is placed on public probation by the appropriate accrediting agency; and

  (6) has complied with other provisions of these rules as required to become an eligible recipient.

(d) Authorization of loans. The commissioner may authorize, or cause to be authorized, loans to qualified students at any eligible institution provided there is on file with the commissioner:

  (1) a certification by the eligible institution that each applicant meets the qualifications for a teacher education loan and a recommendation by the Teacher Education Loan Program officer that a loan be made;

  (2) any supplemental information that may be required;

  (3) an institutional certification that, in the best opinion of the Teacher Education Loan Program officer, the student can reasonably be expected to repay the loan in a timely manner, along with other amounts that he or she may owe, in a maximum period of five years after entering repayment status.

(e) Duplication of aid prohibited. Under no circumstances is a person to be considered for a teacher education loan if he or she receives a future teacher loan during the same registration period.

Source Note: The provisions of this §21.196 adopted to be effective December 17, 1984, 9 TexReg 6127.

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